Home Loan Wholesale to qualify for bad credit mortgages for refinancing or purchasing a new home.
Credit scores are only one of the factors with home loans. If you have equity or good income it often off-sets low fico scores or past bankruptcies.
Qualify more borrowers today! Home Loan Wholesale offers expanded lending guidelines with reduced FICO requirements. Now you can offer more payment options with our wide selection of home loans for all types of credit.
Countrywide Home Loans CWBC.com
2550 W Chandler Bl
Chandler, AZ 85224
We've made it even easier to qualify, with lower Loan-to-Values allowed!
Bad Credit Mortgage Loans
FICO scores as LOW as 525 up to 90% CLTV
Past Bankruptcy Ok
Past Mortgage Late Payments Allowed
Consumers Credit Counseling Ok
Fixed rate, Option ARM, Flex 5, Interest Only ARMs
Free
Non-Prime Loan Quotes
Home loan product restrictions may apply. Home loans are subject to credit approval and other conditions. Mortgage Rates, product terms and conditions are subject to change. Contact Home Loan Wholesale at 866-901-1904 for more details.
Prepayment Penalties and Fees. Predatory lenders often impose exorbitant prepayment penalties. This is done in an effort to lock the borrower into the predatory loan for as long as possible by making it difficult for her to refinance the mortgage or sell the home. For example, a homeowner has a high cost mortgage loan with a balance of $132,000 which she is unable to refinance at a lower rate because there is a $6,200 prepayment penalty due at the end of her fifth year paying this mortgage.
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