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Bad Credit Mortgages |
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Home Loan Wholesale to qualify for bad credit mortgages for refinancing or purchasing a new home.
Credit scores are only one of the factors with home loans. If you have equity or good income it often off-sets low fico scores or past bankruptcies.
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Qualify more borrowers today! Home Loan Wholesale offers expanded guidelines on poor credit mortgages with reduced FICO requirements. Now you can offer more payment options with our wide selection of home loans for all types of credit.
Featured Subprime Mortgage and Bad Credit Lenders
We've made it even easier to qualify, with lower Loan-to-Values allowed! Buying a home with poor credit is not as easy as it was 5 or 6 years ago, but there are new programs that have more aggressive guidelines. Finding mortgages for bad credit are available today and our subprime lenders are standing by for you.
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Mortgages for Bad Credit
- FICO scores as LOW as 525 up to 90% CLTV
- Past Bankruptcy Ok
- Past Mortgage Late Payments Allowed
- Consumers Credit Counseling Ok
- Fixed rate, Option ARM, Flex 5, Interest Only ARMs
Free
Non-Prime Loan Quotes
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Home loan product restrictions may apply. Bad credit mortgages are subject to credit approval and other conditions. Mortgage Rates, product terms and conditions are subject to change.
Prepayment Penalties and Fees. Predatory lenders often impose exorbitant prepayment penalties. This is done in an effort to lock the borrower into the predatory loan for as long as possible by making it difficult for her to refinance the mortgage or sell the home. For example, a homeowner has a high cost mortgage loan with a balance of $132,000 which she is unable to refinance at a lower rate because there is a $6,200 prepayment penalty due at the end of her fifth year paying this mortgage.
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| Purchase Loans |

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