Find out which Home Loan Lenders have the best mortgage programs for purchase as well as refinancing. Home Loan Wholesale will help you find a lender for every possible niche.
Cash Out Refinancing
Non Conforming Jumbo Loans
Fixed Rate Home Equity
Bad Credit Home Mortgages
Loan Consolidation
Option ARM Home Loans
Home Loan Wholesale will help you determine the best option ARM available with your credit score and debt to income ratio. We have partnered with many of the leading mortgage lenders in the country who offer several types of low rate negative amortization loan options.
MTA Rate Index
LIBOR Rate Index
COFI Rate Index
COSI Rate Index
Concurrent Credit Lines
No Pre-Pay Options
Deferred Loan Interest
5% Payment Caps
Choose the payment type that works with your life each month. Many borrowers are making interest only payments one month, and then switching back to the fully indexed principal and interest payment the next month. Either way, we believe that the loan payment choice should be yours to make each month.
Negative Amortization Payment Example: $275,000 home mortgage at 1.25% Neg-Am start rate = $917
On Option ARM products, interest rates adjust monthly and payments adjust annually. The start rate typically is one to three months, but new products have appeared that offer start rates of as many as five years.
