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	<title>Home Loan Wholesale &#187; Editorial</title>
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	<description>Directory Listings of Top Lenders &#38; Loan Brokers Online</description>
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	<itunes:summary>Directory Listings of Top Lenders &amp; Loan Brokers Online</itunes:summary>
	<itunes:author>Home Loan Wholesale</itunes:author>
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		<title>Home Loan Wholesale &#187; Editorial</title>
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		<title>National Association of Mortgage Brokers Sues HUD Over RESPA</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2008/12/23/national-association-of-mortgage-brokers-sues-hud-over-respa/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2008/12/23/national-association-of-mortgage-brokers-sues-hud-over-respa/#comments</comments>
		<pubDate>Tue, 23 Dec 2008 08:22:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Editorial]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[National Association of Mortgage Brokers]]></category>
		<category><![CDATA[predatory lending]]></category>
		<category><![CDATA[RESPA]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=45</guid>
		<description><![CDATA[The National Association of Mortgage Brokers took the RESPA fight to a new level.  It’s bad enough that the banks and lenders have gotten away with slandering brokers for predatory lending.  HUD should be comparing home loans to home loans…The fact that HUD thinks it’s ok for mortgage lenders and banks no to disclose the [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>FHA Home Loans with Little Hope</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2008/11/29/fha-home-loans-with-little-hope/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2008/11/29/fha-home-loans-with-little-hope/#comments</comments>
		<pubDate>Sat, 29 Nov 2008 07:50:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Editorial]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=39</guid>
		<description><![CDATA[In a recent Bryan Dornan published article, the state of mortgage industry was defined with great rhetoric.  Dornan continued, &#8220;FHA home loans were reborn in 2007 as HUD introduced revised guidelines with new cash out requirements that allowed borrowers to get cash out for refinance loans up to 95%.&#8221;  In an effort to curb foreclosures, [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2008/11/29/fha-home-loans-with-little-hope/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Banks Modify Home Loans to Stem the Tide of Foreclosures</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2008/11/02/banks-modify-mortgage-loans-to-stem-the-tide-of-foreclosures/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2008/11/02/banks-modify-mortgage-loans-to-stem-the-tide-of-foreclosures/#comments</comments>
		<pubDate>Sun, 02 Nov 2008 16:41:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Editorial]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[homer loan]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=33</guid>
		<description><![CDATA[On Friday, JPMorgan Chase became the latest big bank to pledge to cut monthly payments, by lowering interest rates and temporarily reducing loan balances for as many as 400,000 homeowners. Early in October, Bank of America, which acquired the large mortgage lender Countrywide, announced a similar effort aimed at 400,000 borrowers as part of a [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Government May Guarantee Mortgage Loans</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2008/10/29/federal-government-may-start-guaranteeing-home-mortgages/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2008/10/29/federal-government-may-start-guaranteeing-home-mortgages/#comments</comments>
		<pubDate>Wed, 29 Oct 2008 15:59:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Editorial]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=32</guid>
		<description><![CDATA[The federal government may start guaranteeing mortgage loans to persuade mortgage lenders to ease the monthly financial burden on struggling homeowners, Federal Deposit Insurance Corp. (FDIC) Chairman Sheila C. Bair said yesterday. The proposal, presented to the Senate Banking Committee, represents the most detailed idea yet on how the $700 billion federal rescue package might [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2008/10/29/federal-government-may-start-guaranteeing-home-mortgages/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Home Prices Decline with Mortgage Woes</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2008/10/20/home-prices-continue-to-decline/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2008/10/20/home-prices-continue-to-decline/#comments</comments>
		<pubDate>Mon, 20 Oct 2008 14:00:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Editorial]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[mortgage lender]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=30</guid>
		<description><![CDATA[Home prices across much of the country are likely to fall through late 2009, economists say, and in some markets the trend could last even longer depending on the severity of the anticipated recession. More and more homes are going up for sale, but fewer and fewer people are willing or able to buy them.  [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>McCain Proposes New Mortgage Resurgence Plan to Help Troubled Homeowners</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2008/10/12/mccain-proposes-new-resurgence-plan-to-help-troubled-homeowners/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2008/10/12/mccain-proposes-new-resurgence-plan-to-help-troubled-homeowners/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 01:27:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Editorial]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[FHA mortgage]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[refinance loan]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=29</guid>
		<description><![CDATA[McCain, R-Ariz., rolled out his homeowner bailout proposal (also known as the American Homeownership Resurgence Plan and McCain Resurgence Plan) during Tuesday&#8217;s debate with Sen. Barack Obama, D-Ill. According to a summary of the plan posted on the McCain campaign&#8217;s Web site, it would wipe out homeowners&#8217; negative equity by buying the mortgage on their [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2008/10/12/mccain-proposes-new-resurgence-plan-to-help-troubled-homeowners/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Mortgage Meltdown Fueled Foreclosure Epidemic by Bryan Dornan</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2008/10/07/mortgage-meltdown-fueled-foreclosure-epidemic/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2008/10/07/mortgage-meltdown-fueled-foreclosure-epidemic/#comments</comments>
		<pubDate>Tue, 07 Oct 2008 16:23:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Editorial]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[FHASecure]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[predatory lending]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[sub-prime]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=27</guid>
		<description><![CDATA[A few years ago mortgage brokers took all the heat for bad performing sub-prime loans.  After New Century collapsed in 2006, it seemed that everyone wanted the heads of mortgage brokers.  Congressman and Senators condemned brokers for unscrupulous originating and predatory lending practices.  Wall Street called for stricter oversight with tighter lending guidelines.  This was [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2008/10/07/mortgage-meltdown-fueled-foreclosure-epidemic/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How the Mortgage Market has Changed Lenders and Brokers</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2008/10/01/how-the-mortgage-market-has-changed-lenders-and-brokers/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2008/10/01/how-the-mortgage-market-has-changed-lenders-and-brokers/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 16:08:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Conventional]]></category>
		<category><![CDATA[Editorial]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[FHA mortgages]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[home purchase loans]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=22</guid>
		<description><![CDATA[The foreclosure phenomenon has changed the lending landscape for some time to come. With Countrywide almost going under before being bailed out by BOF, IndyMac going under, Freddie MAC and Fannie Mae being taken over by the government, Lehman Brothers going bankrupt and Washington Mutual being bought by Citigroup along with all the other continuing [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2008/10/01/how-the-mortgage-market-has-changed-lenders-and-brokers/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Why the Financial Bailout Failed</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2008/10/01/why-the-bailout-failed-by-doris-mayweather/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2008/10/01/why-the-bailout-failed-by-doris-mayweather/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 13:53:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Editorial]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[bad mortgages]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=21</guid>
		<description><![CDATA[The worst single-day sell-off in U.S. stocks since 1987 sent shock waves across Asia, with major stock markets falling more than 3% Tuesday morning after the U.S. House of Representatives rejected the $700 billion rescue bill proposed by the Bush administration. The bailout &#8212; the largest in U.S. history &#8212; was designed to keep the [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2008/10/01/why-the-bailout-failed-by-doris-mayweather/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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