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	<title>Home Loan Wholesale &#187; FHA</title>
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	<description>Directory Listings of Top Lenders &#38; Loan Brokers Online</description>
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	<itunes:summary>Directory Listings of Top Lenders &amp; Loan Brokers Online</itunes:summary>
	<itunes:author>Home Loan Wholesale</itunes:author>
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		<title>Home Loan Wholesale &#187; FHA</title>
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		<item>
		<title>Federal Reserve and FHA Looking for Safer Loans in 2012?</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2012/01/11/fed-fha-looking-safer-loans-2012/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2012/01/11/fed-fha-looking-safer-loans-2012/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 06:51:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[FHA]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=298</guid>
		<description><![CDATA[The Federal Reserve has received a lot of heat in the last few years for committing to back so many bad mortgages.  The Federal Housing Administration has increased monthly mortgage insurance premiums several times in the last few years. The increased premium helps to bolster FHA reserves, but it definitely decreases affordability for borrowers because [...]]]></description>
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		<title>Could Larger Home Loan Limits Help Us Escape the Housing Crisis?</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/11/15/larger-home-loan-limits-help/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/11/15/larger-home-loan-limits-help/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 23:18:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Home Loan News]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=271</guid>
		<description><![CDATA[Under heavy pressure to crush the housing crisis, many lawmakers are considering the loan limits for FHA financing. Many FHA lenders in California, Colorado, Virginia, New York and Washington have expressed their concerns regarding the pool of borrowers that would no longer be able to access FHA for purchase mortgage and home refinance options. Most lenders who [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Are FHA Mortgage Programs Performing?</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/10/03/are-fha-mortgage-programs-performing/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/10/03/are-fha-mortgage-programs-performing/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 16:14:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=269</guid>
		<description><![CDATA[According to Paul Miller of FBR Capital Markets, the largest home loan lenders and servicers could be hit with another government loan default fiasco.  It seems that even with the low FHA rates, borrowers are still making payments late and defaulting. In the wake of the Federal Housing Finance Agency&#8217;s mortgage lawsuits against Bank of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA and Subprime Home Loans</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/03/01/fha-and-conventional-home-loans/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/03/01/fha-and-conventional-home-loans/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 06:52:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=221</guid>
		<description><![CDATA[FHA home loans have become a trusted financing vehicle for borrowers with credit and equity obstacles. FHA mortgages are also popular with new homebuyers that cannot afford a big down-payment like conventional loan typically require.  After the subprime mortgage crisis in 2007, FHA loans are in fact one of the only ways to obtain subprime lending, as many [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Outlook for FHA Home Loans in 2011</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/01/11/outlook-for-fha-home-loans-in-2011/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/01/11/outlook-for-fha-home-loans-in-2011/#comments</comments>
		<pubDate>Wed, 12 Jan 2011 04:32:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=178</guid>
		<description><![CDATA[In a recent article, the FHA Loan Blog revealed the fragile state that the mortgage industry is as Congress continues to push for stricter mortgage laws and tighter FHA guidelines.   If a borrower can document to a FHA loan company lowering their rate to a competitive level of today’s current FHA rates will increase the likelihood of them paying their [...]]]></description>
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		</item>
		<item>
		<title>Government Home Loan Programs</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/07/13/government-home-loan-programs/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/07/13/government-home-loan-programs/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 15:10:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Government Loans]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[FHA refinancing]]></category>
		<category><![CDATA[Government home financing]]></category>
		<category><![CDATA[streamline refinance]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=117</guid>
		<description><![CDATA[Government home financing has become a popular choice for home purchase and home refinancing.  The Federal Housing Administration offers consumers affordable home financing and they only require a 3.5% down-payment.  Homeowners that are seeking FHA refinancing may qualify for a rate and term or streamline refinance that also only needs 3.5% home equity.  Today, FHA mortgage [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Refinance vs Conventional Home Refinancing</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/05/28/fha-refinance-vs-conventional-home-refinancing/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/05/28/fha-refinance-vs-conventional-home-refinancing/#comments</comments>
		<pubDate>Fri, 28 May 2010 06:38:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Conventional]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[FHA loan requirements]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=102</guid>
		<description><![CDATA[In a recent article, Mortgage Refinancing Buzz compares conventional and FHA refinancing in a side by side analysis.  The mortgage advisor notes that both types of refinance loans have their pros and cons so it all comes down to selecting a refinance program that best meets you individual needs.  In 2010 there were many revisions [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homebuyer Tax Credit Extended</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/02/03/homebuyer-tax-credit-extended/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/02/03/homebuyer-tax-credit-extended/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 16:18:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Government Loans]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=84</guid>
		<description><![CDATA[According to data released by the Commerce Department’s Census Bureau and the Department of Housing and Urban Development, the expansion to the homebuyer tax credit, an exceptional government stimulus measure was passed to boost housing activity, new home sales took a 7.6% decline in December. The results come on the heels of National Association of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Underwriting Tightening</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/01/22/fha-underwriting-tightening/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/01/22/fha-underwriting-tightening/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 23:53:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=78</guid>
		<description><![CDATA[FHA announced they will continue to allow borrowers to finance the upfront mortgage insurance premiums.  FHA will pursue legislative authority to allow flexibility to bring the annual premium, which borrowers pay on a monthly basis, higher. Also, seller concessions will be reduced to 3% from 6%.  In a recent blog post, the FHA Mortgage Lending Blog stated that the Administration [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>House Passes bill to Increase FHA Multifamily Mortgage Limits</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2009/10/13/house-passes-bill-to-increase-fha-multifamily-mortgage-limits/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2009/10/13/house-passes-bill-to-increase-fha-multifamily-mortgage-limits/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 05:21:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Home Loan News]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=64</guid>
		<description><![CDATA[The House of Representatives has approved legislation authorizing the Secretary of Housing and Urban Development to substantially increase the FHA mortgage limits for elevator-type multifamily projects and for projects in New York and other high-cost areas.]]></description>
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