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	<title>Home Loan Wholesale &#187; FHA</title>
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	<link>http://www.homeloanwholesale.com/blog</link>
	<description>Directory Listings of Top Lenders &#38; Loan Brokers Online</description>
	<lastBuildDate>Wed, 21 Jul 2010 23:07:03 +0000</lastBuildDate>
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		<title>Government Home Loan Programs</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/07/13/government-home-loan-programs/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/07/13/government-home-loan-programs/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 15:10:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Government Loans]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[FHA refinancing]]></category>
		<category><![CDATA[Government home financing]]></category>
		<category><![CDATA[streamline refinance]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=117</guid>
		<description><![CDATA[Government home financing has become a popular choice for home purchase and home refinancing.  The Federal Housing Administration offers consumers affordable home financing and they only require a 3.5% down-payment.  Homeowners that are seeking FHA refinancing may qualify for a rate and term or streamline refinance that also only needs 3.5% home equity.  Today, FHA mortgage [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Refinance vs Conventional Home Refinancing</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/05/28/fha-refinance-vs-conventional-home-refinancing/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/05/28/fha-refinance-vs-conventional-home-refinancing/#comments</comments>
		<pubDate>Fri, 28 May 2010 06:38:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Conventional]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[FHA loan requirements]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=102</guid>
		<description><![CDATA[In a recent article, Mortgage Refinancing Buzz compares conventional and FHA refinancing in a side by side analysis.  The mortgage advisor notes that both types of refinance loans have their pros and cons so it all comes down to selecting a refinance program that best meets you individual needs.  In 2010 there were many revisions [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homebuyer Tax Credit Extended</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/02/03/homebuyer-tax-credit-extended/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/02/03/homebuyer-tax-credit-extended/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 16:18:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Government Loans]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=84</guid>
		<description><![CDATA[According to data released by the Commerce Department’s Census Bureau and the Department of Housing and Urban Development, the expansion to the homebuyer tax credit, an exceptional government stimulus measure was passed to boost housing activity, new home sales took a 7.6% decline in December. The results come on the heels of National Association of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Underwriting Tightening</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/01/22/fha-underwriting-tightening/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/01/22/fha-underwriting-tightening/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 23:53:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=78</guid>
		<description><![CDATA[FHA announced they will continue to allow borrowers to finance the upfront mortgage insurance premiums.  FHA will pursue legislative authority to allow flexibility to bring the annual premium, which borrowers pay on a monthly basis, higher. Also, seller concessions will be reduced to 3% from 6%.  In a recent blog post, the FHA Mortgage Lending Blog stated that the Administration [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>House Passes bill to Increase FHA Multifamily Mortgage Limits</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2009/10/13/house-passes-bill-to-increase-fha-multifamily-mortgage-limits/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2009/10/13/house-passes-bill-to-increase-fha-multifamily-mortgage-limits/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 05:21:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Home Loan News]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=64</guid>
		<description><![CDATA[The House of Representatives has approved legislation authorizing the Secretary of Housing and Urban Development to substantially increase the FHA mortgage limits for elevator-type multifamily projects and for projects in New York and other high-cost areas.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Mortgage Rates Remain Low</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2009/07/20/home-mortgage-rates-remain-low/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2009/07/20/home-mortgage-rates-remain-low/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 05:17:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Conventional]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[Bad credit mortgages]]></category>
		<category><![CDATA[fifteen-year mortgage rate]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[Home Mortgage Rates]]></category>
		<category><![CDATA[Jason Cardiff]]></category>
		<category><![CDATA[Kelly Media Group]]></category>
		<category><![CDATA[low rates]]></category>
		<category><![CDATA[mortgage lead company]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance loans]]></category>
		<category><![CDATA[thirty-year rate]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=59</guid>
		<description><![CDATA[Mortgage rates in the U.S. fell to the lowest since May as mortgage refinance loans surged on reduced borrowing costs. The average thirty-year rate fell to 5.14% from 5.20%, mortgage buyer Freddie Mac of McLean, Virginia, said today in a statement. The fifteen-year mortgage rate was 4.63%.   “It’s been stuck in this low-five range for [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2009/07/20/home-mortgage-rates-remain-low/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>10 Home Loan Tips for 1st-time Home Buyers</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2009/06/23/10-home-loan-tips-for-1st-time-home-buyers/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2009/06/23/10-home-loan-tips-for-1st-time-home-buyers/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 13:28:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Tips]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[30-year fixed rate home loan]]></category>
		<category><![CDATA[FHA mortgage rates]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[Home Loan Tips]]></category>
		<category><![CDATA[home mortgages]]></category>
		<category><![CDATA[mortgage lender]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[mortgage refinancing]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=58</guid>
		<description><![CDATA[If you are looking to make the move from a rented apartment to a home of your own, you are not alone. The convergence of low home prices, still-low mortgage rates and appealing tax incentives makes 2009 a good time to buy a home for many people. If you are looking to buy, here is [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2009/06/23/10-home-loan-tips-for-1st-time-home-buyers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Refinance or Mortgage Modification with Bad Credit or No Equity</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2009/06/05/refinance-or-mortgage-modification-with-bad-credit-or-no-equity/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2009/06/05/refinance-or-mortgage-modification-with-bad-credit-or-no-equity/#comments</comments>
		<pubDate>Fri, 05 Jun 2009 16:40:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Broker Tips]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Foreclosure Crisis News]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[VA Home Loan News]]></category>
		<category><![CDATA[bad credit mortgage]]></category>
		<category><![CDATA[FHA mortgage]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[Veterans Administration]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=57</guid>
		<description><![CDATA[In a recent article, California mortgage broker, Jeff Morris, formerly with GMAC and Ditech estimated that one in ten of homeowners who visit him online are able to get approved for a conventional or FHA refinance.  Morris said, “People simply don’t qualify with the mortgage lenders tighter guidelines and lack of home equity.“ Borrowers seeking [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2009/06/05/refinance-or-mortgage-modification-with-bad-credit-or-no-equity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Home Loan Defaults Rise</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2009/03/17/fha-home-loan-defaults-rise/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2009/03/17/fha-home-loan-defaults-rise/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 21:23:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Foreclosure Crisis News]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[subprime mortgage lending]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=52</guid>
		<description><![CDATA[Washington Post reporters studied federal data and discovered that FHA home mortgage loans defaults are increasing rapidly. The home loan default research shows that the number of borrowers who failed to make more than one payment before defaulting nearby tripled over the past year. According to the article by Dina ElBoghdady and Dan Keating, &#8220;Many mortgage [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2009/03/17/fha-home-loan-defaults-rise/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Loan Bill Would Revive Down-payment Assistance Option</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2009/01/22/home-loan-bill-would-revive-down-payment-assistance-option/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2009/01/22/home-loan-bill-would-revive-down-payment-assistance-option/#comments</comments>
		<pubDate>Thu, 22 Jan 2009 16:52:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[down-payment assistance]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[foreclosure news]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[home loan]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=47</guid>
		<description><![CDATA[Congressman Al Green has introduced H.R. 600, a bill that would reinstate the controversial seller-funded down payment assistance banned last October despite being credited with helping over one million families become homeowners. Scott Syphax, president and CEO of the Nehemiah Corp. of America, Sacramento, CA, a DPA pioneer and supporters applauded the home loan bill [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2009/01/22/home-loan-bill-would-revive-down-payment-assistance-option/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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