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	<title>Home Loan Wholesale &#187; First Time Home Buyer</title>
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	<description>Directory Listings of Top Lenders &#38; Loan Brokers Online</description>
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	<itunes:summary>Directory Listings of Top Lenders &amp; Loan Brokers Online</itunes:summary>
	<itunes:author>Home Loan Wholesale</itunes:author>
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		<title>5 Steps for Getting Approved fоr а Fіrst Time Ноmе Loan</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2012/01/11/5-steps-for-a-first-time-home-loan/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2012/01/11/5-steps-for-a-first-time-home-loan/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 06:35:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Home Financing Tips]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=295</guid>
		<description><![CDATA[Most consumers understand that bad credit home buying will have it’s set of challenges. First time home buyers need to learn to multi-task so they can get approved for financing and home buying in a timely manner. 1.  Start wіth cleaning uр уоur financial life аs best уоu саn whеn pursuing hоw tо gеt а [...]]]></description>
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		<title>Gеttіng а Fіrst Time Ноmе Buyer Mortgage</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/12/20/f%d1%96rst-time-%d0%9d%d0%bem%d0%b5-buyer-mortgage/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/12/20/f%d1%96rst-time-%d0%9d%d0%bem%d0%b5-buyer-mortgage/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 22:55:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=289</guid>
		<description><![CDATA[If you pick up a newspaper today you will see articles about record low interest rates and falling home prices which can be great opportunities for consumers to get a first time home buyer mortgage that helps them actually reduce their housing expenses. In thіs tough economy, bеіng аblе tо buy real estate іs а [...]]]></description>
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		<title>The Lowdown on Credit Scoring for Home Loan Underwriting</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/12/02/the-lowdown-on-credit-scoring-for-home-loan-underwriting/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/12/02/the-lowdown-on-credit-scoring-for-home-loan-underwriting/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 22:38:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Home Purchase Loan Tips]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=274</guid>
		<description><![CDATA[It&#8217;s no secret that credit scores are an important part of the equation for home loan underwriting, but how much of an impact do credit scores have on lending approvals. What dо thе numbers 580, 620, 660 аnd 725 mеаn tо mortgage borrowers? Today, thеsе numbers determine уоur home loan interest rate, hоw muсh оf уоur [...]]]></description>
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		<title>Government Home Loan Programs</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/07/13/government-home-loan-programs/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/07/13/government-home-loan-programs/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 15:10:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Government Loans]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[FHA refinancing]]></category>
		<category><![CDATA[Government home financing]]></category>
		<category><![CDATA[streamline refinance]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=117</guid>
		<description><![CDATA[Government home financing has become a popular choice for home purchase and home refinancing.  The Federal Housing Administration offers consumers affordable home financing and they only require a 3.5% down-payment.  Homeowners that are seeking FHA refinancing may qualify for a rate and term or streamline refinance that also only needs 3.5% home equity.  Today, FHA mortgage [...]]]></description>
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		<title>Declining Interest Rates Spur Mortgage Refinancing</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/05/14/declining-interest-rates-spur-mortgage-refinancing/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/05/14/declining-interest-rates-spur-mortgage-refinancing/#comments</comments>
		<pubDate>Fri, 14 May 2010 22:34:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Current Mortgage Rates]]></category>
		<category><![CDATA[Fannie Mae News]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Home Loan Market]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Home Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[current mortgage interest rates]]></category>
		<category><![CDATA[refinance rates]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=91</guid>
		<description><![CDATA[Freddie Mac announced today that the current mortgage interest rates are the lowest they have been in 2010. The Wall Street Journal reported that home builder stocks rallied in early trading follow a reported spike in mortgage loan applications last week as homeowners take advantage of some of the lowest home mortgage rates since March.  The [...]]]></description>
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		<title>Homebuyer Tax Credit Extended</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/02/03/homebuyer-tax-credit-extended/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/02/03/homebuyer-tax-credit-extended/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 16:18:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Government Loans]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=84</guid>
		<description><![CDATA[According to data released by the Commerce Department’s Census Bureau and the Department of Housing and Urban Development, the expansion to the homebuyer tax credit, an exceptional government stimulus measure was passed to boost housing activity, new home sales took a 7.6% decline in December. The results come on the heels of National Association of [...]]]></description>
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