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	<title>Home Loan Wholesale &#187; Mortgage Industry News</title>
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	<description>Directory Listings of Top Lenders &#38; Loan Brokers Online</description>
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	<itunes:summary>Directory Listings of Top Lenders &amp; Loan Brokers Online</itunes:summary>
	<itunes:author>Home Loan Wholesale</itunes:author>
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		<title>Home Loan Wholesale &#187; Mortgage Industry News</title>
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		<item>
		<title>How the Dodd-Frank Mortgage Bill will Affect Broker Compensation</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/01/24/how-the-dodd-frank-mortgage-bill-will-affect-broker-compensation/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/01/24/how-the-dodd-frank-mortgage-bill-will-affect-broker-compensation/#comments</comments>
		<pubDate>Mon, 24 Jan 2011 23:24:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=204</guid>
		<description><![CDATA[As many loan professionals are already aware, April 1st is the date that the Dodd-Frank mortgage reform bill kick in and significantly change the way brokers and loan officers are compensated. Clearly the compensation plans for loan originators will see drastic changes any day. We wanted to remind industry insiders that this bill was created [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Lead PLanet Says Refinance Leads Fall in November</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/11/27/lead-planet-refinance-leads/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/11/27/lead-planet-refinance-leads/#comments</comments>
		<pubDate>Sat, 27 Nov 2010 06:52:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Advertising]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[mortgage leads]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=174</guid>
		<description><![CDATA[November is typically the slowest month of the year for online mortgage lead activity.  According to the Lead Planet, refinance leads have been falling over the past month even as home purchase lead volumes increased. Refinance leads are down an average of 4.8% over the past four weeks.  Read the original Lead Planet article online [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Federal Reserve Cuts Lender Paid Yield Spread Premium</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/08/17/federal-reserve-cuts-lender-paid-yield-spread-premium/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/08/17/federal-reserve-cuts-lender-paid-yield-spread-premium/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 22:42:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Home Loan Market]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[yield spread premium]]></category>
		<category><![CDATA[YSP]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=133</guid>
		<description><![CDATA[The Federal Reserve was busy Monday eliminating commission opportunities for mortgage brokers across the nation. The Fed announced several new rules like banning YSP loan commissions in an effort to minimize abusive mortgage lending practices.  According to the Lead Planet, a mortgage marketing company in Southern California, the Fed actually said that mortgage lenders paying [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Broker Reform</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/07/21/mortgage-broker-reform/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/07/21/mortgage-broker-reform/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 23:06:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Finance Reform]]></category>
		<category><![CDATA[Loan Relief Articles]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[mortgage licensing system]]></category>
		<category><![CDATA[mortgage reform law]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=125</guid>
		<description><![CDATA[The U.S. government has been working frantically to pass mortgage reform that would require loan modification licensing.  The U.S. Department of Housing and Urban Development, which oversees compliance with the SAFE Act, has proposed that employees handling loan modifications for struggling homeowners also meet the licensing requirements, a policy opposed by banks.  John Courson, CEO [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Purchase Loan Applications Fall</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/07/16/home-purchase-loan-applications-fall/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/07/16/home-purchase-loan-applications-fall/#comments</comments>
		<pubDate>Sat, 17 Jul 2010 00:21:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loan Market]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Rate News]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=122</guid>
		<description><![CDATA[The number of home loan applications in the U.S. for home purchases fell to a 13 1/2-year low last week, the Mortgage Bankers Association reported Wednesday, in a further sign of the slump in home buying since a federal tax credit concluded at the end of April.  There have been fears for months that the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Wells Fargo Announces Significant Job Cuts in Consumer Finance</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/07/08/wells-fargo-announces-significant-job-cuts-in-consumer-finance/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/07/08/wells-fargo-announces-significant-job-cuts-in-consumer-finance/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 14:02:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Crisis News]]></category>
		<category><![CDATA[Home Loan Market]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[Subprime Home Loans]]></category>
		<category><![CDATA[Wells Fargo Home Mortgage]]></category>
		<category><![CDATA[non-prime mortgage lending]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=115</guid>
		<description><![CDATA[News indicated that Wells Fargo “had been struggling with delinquencies and loan defaults from their own bad credit home mortgages.” ]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2010/07/08/wells-fargo-announces-significant-job-cuts-in-consumer-finance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Thrifty Tips for Buying Internet Mortgage Leads</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/06/20/thrifty-tips-for-buying-internet-mortgage-leads/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/06/20/thrifty-tips-for-buying-internet-mortgage-leads/#comments</comments>
		<pubDate>Sun, 20 Jun 2010 09:37:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Broker Tips]]></category>
		<category><![CDATA[Lenders Corner]]></category>
		<category><![CDATA[Mortgage Advertising]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[mortgage leads]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Mortgage Technology]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[lead company]]></category>
		<category><![CDATA[Lead Planet]]></category>
		<category><![CDATA[mortgage lead generation company]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=109</guid>
		<description><![CDATA[Today, most mortgage brokers that have less to spend so it is imperative that they buy leads cautiously.  Internet mortgage leads can be a very cost effective form of marketing if you know how to purchase leads from lead generation companies.  Be careful of how and where you purchase leads. Ask the account executive at [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2010/06/20/thrifty-tips-for-buying-internet-mortgage-leads/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Refinance vs Conventional Home Refinancing</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/05/28/fha-refinance-vs-conventional-home-refinancing/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/05/28/fha-refinance-vs-conventional-home-refinancing/#comments</comments>
		<pubDate>Fri, 28 May 2010 06:38:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Conventional]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[FHA loan requirements]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=102</guid>
		<description><![CDATA[In a recent article, Mortgage Refinancing Buzz compares conventional and FHA refinancing in a side by side analysis.  The mortgage advisor notes that both types of refinance loans have their pros and cons so it all comes down to selecting a refinance program that best meets you individual needs.  In 2010 there were many revisions [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2010/05/28/fha-refinance-vs-conventional-home-refinancing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Lead Planet Talks Mortgage Lead Buying Strategies</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/05/21/the-lead-planet-talks-mortgage-lead-buying-strategies/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/05/21/the-lead-planet-talks-mortgage-lead-buying-strategies/#comments</comments>
		<pubDate>Sat, 22 May 2010 03:42:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Lenders Corner]]></category>
		<category><![CDATA[Mortgage Advertising]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[mortgage leads]]></category>
		<category><![CDATA[Mortgage Technology]]></category>
		<category><![CDATA[Lead Planet]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=99</guid>
		<description><![CDATA[The Lead Planet published a press release Friday discussing the state of the mortgage lead market.  The mortgage lead generation company, released their 2 cents on buying leads and partnering with the right lead company.  They recommend that lead buyers focus on building a relationship with a lead company that doesn&#8217;t sell their leads too [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2010/05/21/the-lead-planet-talks-mortgage-lead-buying-strategies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Declining Interest Rates Spur Mortgage Refinancing</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/05/14/declining-interest-rates-spur-mortgage-refinancing/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/05/14/declining-interest-rates-spur-mortgage-refinancing/#comments</comments>
		<pubDate>Fri, 14 May 2010 22:34:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Current Mortgage Rates]]></category>
		<category><![CDATA[Fannie Mae News]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Home Loan Market]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Home Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[current mortgage interest rates]]></category>
		<category><![CDATA[refinance rates]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=91</guid>
		<description><![CDATA[Freddie Mac announced today that the current mortgage interest rates are the lowest they have been in 2010. The Wall Street Journal reported that home builder stocks rallied in early trading follow a reported spike in mortgage loan applications last week as homeowners take advantage of some of the lowest home mortgage rates since March.  The [...]]]></description>
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		<slash:comments>0</slash:comments>
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