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	<title>Home Loan Wholesale &#187; Mortgage Industry News</title>
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	<link>http://www.homeloanwholesale.com/blog</link>
	<description>Directory Listings of Top Lenders &#38; Loan Brokers Online</description>
	<lastBuildDate>Wed, 21 Jul 2010 23:07:03 +0000</lastBuildDate>
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		<title>Mortgage Broker Reform</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/07/21/mortgage-broker-reform/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/07/21/mortgage-broker-reform/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 23:06:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Finance Reform]]></category>
		<category><![CDATA[Loan Relief Articles]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[mortgage licensing system]]></category>
		<category><![CDATA[mortgage reform law]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=125</guid>
		<description><![CDATA[The U.S. government has been working frantically to pass mortgage reform that would require loan modification licensing.  The U.S. Department of Housing and Urban Development, which oversees compliance with the SAFE Act, has proposed that employees handling loan modifications for struggling homeowners also meet the licensing requirements, a policy opposed by banks.  John Courson, CEO [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Home Purchase Loan Applications Fall</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/07/16/home-purchase-loan-applications-fall/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/07/16/home-purchase-loan-applications-fall/#comments</comments>
		<pubDate>Sat, 17 Jul 2010 00:21:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loan Market]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Rate News]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=122</guid>
		<description><![CDATA[The number of home loan applications in the U.S. for home purchases fell to a 13 1/2-year low last week, the Mortgage Bankers Association reported Wednesday, in a further sign of the slump in home buying since a federal tax credit concluded at the end of April.  There have been fears for months that the [...]]]></description>
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		<item>
		<title>Wells Fargo Announces Significant Job Cuts in Consumer Finance</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/07/08/wells-fargo-announces-significant-job-cuts-in-consumer-finance/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/07/08/wells-fargo-announces-significant-job-cuts-in-consumer-finance/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 14:02:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Crisis News]]></category>
		<category><![CDATA[Home Loan Market]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[Subprime Home Loans]]></category>
		<category><![CDATA[Wells Fargo Home Mortgage]]></category>
		<category><![CDATA[non-prime mortgage lending]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=115</guid>
		<description><![CDATA[News indicated that Wells Fargo “had been struggling with delinquencies and loan defaults from their own bad credit home mortgages.” ]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2010/07/08/wells-fargo-announces-significant-job-cuts-in-consumer-finance/feed/</wfw:commentRss>
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		<title>Thrifty Tips for Buying Internet Mortgage Leads</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/06/20/thrifty-tips-for-buying-internet-mortgage-leads/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/06/20/thrifty-tips-for-buying-internet-mortgage-leads/#comments</comments>
		<pubDate>Sun, 20 Jun 2010 09:37:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Broker Tips]]></category>
		<category><![CDATA[Lenders Corner]]></category>
		<category><![CDATA[Mortgage Advertising]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Mortgage Technology]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[mortgage leads]]></category>
		<category><![CDATA[lead company]]></category>
		<category><![CDATA[Lead Planet]]></category>
		<category><![CDATA[mortgage lead generation company]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=109</guid>
		<description><![CDATA[Today, most mortgage brokers that have less to spend so it is imperative that they buy leads cautiously.  Internet mortgage leads can be a very cost effective form of marketing if you know how to purchase leads from lead generation companies.  Be careful of how and where you purchase leads. Ask the account executive at [...]]]></description>
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		<title>FHA Refinance vs Conventional Home Refinancing</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/05/28/fha-refinance-vs-conventional-home-refinancing/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/05/28/fha-refinance-vs-conventional-home-refinancing/#comments</comments>
		<pubDate>Fri, 28 May 2010 06:38:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Conventional]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[FHA loan requirements]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=102</guid>
		<description><![CDATA[In a recent article, Mortgage Refinancing Buzz compares conventional and FHA refinancing in a side by side analysis.  The mortgage advisor notes that both types of refinance loans have their pros and cons so it all comes down to selecting a refinance program that best meets you individual needs.  In 2010 there were many revisions [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Lead Planet Talks Mortgage Lead Buying Strategies</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/05/21/the-lead-planet-talks-mortgage-lead-buying-strategies/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/05/21/the-lead-planet-talks-mortgage-lead-buying-strategies/#comments</comments>
		<pubDate>Sat, 22 May 2010 03:42:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Lenders Corner]]></category>
		<category><![CDATA[Mortgage Advertising]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Technology]]></category>
		<category><![CDATA[mortgage leads]]></category>
		<category><![CDATA[Lead Planet]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=99</guid>
		<description><![CDATA[The Lead Planet published a press release Friday discussing the state of the mortgage lead market.  The mortgage lead generation company, released their 2 cents on buying leads and partnering with the right lead company.  They recommend that lead buyers focus on building a relationship with a lead company that doesn&#8217;t sell their leads too [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2010/05/21/the-lead-planet-talks-mortgage-lead-buying-strategies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Declining Interest Rates Spur Mortgage Refinancing</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/05/14/declining-interest-rates-spur-mortgage-refinancing/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/05/14/declining-interest-rates-spur-mortgage-refinancing/#comments</comments>
		<pubDate>Fri, 14 May 2010 22:34:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Current Mortgage Rates]]></category>
		<category><![CDATA[Fannie Mae News]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Home Loan Market]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Home Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[current mortgage interest rates]]></category>
		<category><![CDATA[refinance rates]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=91</guid>
		<description><![CDATA[Freddie Mac announced today that the current mortgage interest rates are the lowest they have been in 2010. The Wall Street Journal reported that home builder stocks rallied in early trading follow a reported spike in mortgage loan applications last week as homeowners take advantage of some of the lowest home mortgage rates since March.  The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fannie Mae Dropping Interest Only Home Loans?</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/05/03/fannie-mae-dropping-interest-only-home-loans/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/05/03/fannie-mae-dropping-interest-only-home-loans/#comments</comments>
		<pubDate>Tue, 04 May 2010 05:35:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Fannie Mae News]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[interest only home loans]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=89</guid>
		<description><![CDATA[Fannie Mae announced that it will tighten lending requirements for its interest-only loans and adjustable rate mortgage loans. If a borrower wants an interest only mortgage through Fannie Mae, for example, he or she will have to make down payments of 30% of the sale price. For ARM&#8217;s, Fannie will only buy those underwritten to [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2010/05/03/fannie-mae-dropping-interest-only-home-loans/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Jumbo Mortgage Loan Programs Improving</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/02/25/jumbo-mortgage-loan-programs-improving/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/02/25/jumbo-mortgage-loan-programs-improving/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 07:31:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California Mortgage Rates]]></category>
		<category><![CDATA[Jumbo Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Non Conforming Home Loans]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=87</guid>
		<description><![CDATA[The recent mortgage meltdown caused jumbo mortgage rates to soar and the availability for non-conformning loans shrunk significantly. However signs are indicating that jumbo rates are declining and lenders are more willing to make loans that top the limits for Freddie Mac, Fannie Mae and the FHA.  Phil Kelly had 18 more months to go [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2010/02/25/jumbo-mortgage-loan-programs-improving/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homebuyer Tax Credit Extended</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/02/03/homebuyer-tax-credit-extended/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/02/03/homebuyer-tax-credit-extended/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 16:18:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Government Loans]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=84</guid>
		<description><![CDATA[According to data released by the Commerce Department’s Census Bureau and the Department of Housing and Urban Development, the expansion to the homebuyer tax credit, an exceptional government stimulus measure was passed to boost housing activity, new home sales took a 7.6% decline in December. The results come on the heels of National Association of [...]]]></description>
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