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	<title>Home Loan Wholesale</title>
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	<description>Directory Listings of Top Lenders &#38; Loan Brokers Online</description>
	<lastBuildDate>Thu, 25 Feb 2010 07:31:43 +0000</lastBuildDate>
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		<title>Jumbo Mortgage Loan Programs Improving</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/02/25/jumbo-mortgage-loan-programs-improving/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/02/25/jumbo-mortgage-loan-programs-improving/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 07:31:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California Mortgage Rates]]></category>
		<category><![CDATA[Jumbo Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Non Conforming Home Loans]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=87</guid>
		<description><![CDATA[The recent mortgage meltdown caused jumbo mortgage rates to soar and the availability for non-conformning loans shrunk significantly. However signs are indicating that jumbo rates are declining and lenders are more willing to make loans that top the limits for Freddie Mac, Fannie Mae and the FHA. 
Phil Kelly had 18 more months to go before [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Homebuyer Tax Credit Extended</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/02/03/homebuyer-tax-credit-extended/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/02/03/homebuyer-tax-credit-extended/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 16:18:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Government Loans]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=84</guid>
		<description><![CDATA[According to data released by the Commerce Department’s Census Bureau and the Department of Housing and Urban Development, the expansion to the homebuyer tax credit, an exceptional government stimulus measure was passed to boost housing activity, new home sales took a 7.6% decline in December. The results come on the heels of National Association of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Mortgage Rates</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/01/27/home-mortgage-rates/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/01/27/home-mortgage-rates/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 00:53:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loan Market]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Home Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=81</guid>
		<description><![CDATA[The average mortgage rate on a 30-year home loan with fixed rates climbed to 5.02% last week from 5%, MBA said.  The mortgage rate reached 4.61% at the end of March, the lowest since the group’s records began in 1990.  At the current thirty-year mortgage rate, monthly borrowing costs for each $100,000 of a home loan [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>FHA Underwriting Tightening</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/01/22/fha-underwriting-tightening/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/01/22/fha-underwriting-tightening/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 23:53:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=78</guid>
		<description><![CDATA[FHA announced they will continue to allow borrowers to finance the upfront mortgage insurance premiums.  FHA will pursue legislative authority to allow flexibility to bring the annual premium, which borrowers pay on a monthly basis, higher. Also, seller concessions will be reduced to 3% from 6%.  In a recent blog post, the FHA Mortgage Lending Blog stated that the Administration [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Home Loan Industry Sees First Job Increase in 6 Months</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/01/08/home-loan-industry-sees-first-job-increase-in-6-months/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/01/08/home-loan-industry-sees-first-job-increase-in-6-months/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 00:16:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loan Market]]></category>
		<category><![CDATA[Mortgage Industry Jobs]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=75</guid>
		<description><![CDATA[The home mortgage industry added 200 full-time employees to their payrolls in November, the first jump in industry employment since July. The U.S. Bureau of Labor Statistics reported that employment in the mortgage broker/ bankersector rose to 255,700, compared to 255,500 in October. The BLS data shows the increase is entirely due to more mortgage brokers [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Home Loan and Credit Default Swap Costs with ResCap</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2010/01/04/home-loan-and-credit-default-swap-costs-with-rescap/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2010/01/04/home-loan-and-credit-default-swap-costs-with-rescap/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 00:14:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=71</guid>
		<description><![CDATA[The struggling mortgage giant, Residential Capital more than halved and its bonds surged on Monday after the company last week benefited from new government funds from its parent company GMAC . A still weak capital position and the risks of further home mortgage loan losses and lessened government support, however, may still weigh on the [...]]]></description>
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		</item>
		<item>
		<title>Home Mortgage Rates Jump</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2009/12/29/home-mortgage-rates-jump/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2009/12/29/home-mortgage-rates-jump/#comments</comments>
		<pubDate>Tue, 29 Dec 2009 16:56:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Industry News]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=69</guid>
		<description><![CDATA[According to Zillow, the mortgage rates for 30-year fixed home loans rose to 4.93% in both the U.S. last week, up substantially from the previous week.  Just two weeks ago, national average thirty year fixed mortgage rates were 4.77%.
The volume of mortgage requests fell 26% nationally last week and of those requests, 63% were for [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>MBA Predicts Higher Mortgage Rates and Less Home Loan Originations</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2009/12/14/mba-predicts-higher-mortgage-rates-and-less-home-loan-originations/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2009/12/14/mba-predicts-higher-mortgage-rates-and-less-home-loan-originations/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 00:43:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Conventional]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=68</guid>
		<description><![CDATA[Slowly rising mortgage interest rates along with relatively sluggish home sales will have repercussions in the mortgage industry over the next few quarters according to the Mortgage Bankers Associations Mortgage Finance Forecast for the Fourth Quarter of 2009.  &#8220;The most important factor driving recent declines in real estate market activity and increases in home loan delinquencies [...]]]></description>
		<wfw:commentRss>http://www.homeloanwholesale.com/blog/index.php/2009/12/14/mba-predicts-higher-mortgage-rates-and-less-home-loan-originations/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>California Mortgage Rates Rise</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2009/12/11/california-mortgage-rates-rise/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2009/12/11/california-mortgage-rates-rise/#comments</comments>
		<pubDate>Fri, 11 Dec 2009 23:12:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Industry News]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=67</guid>
		<description><![CDATA[California homeowners have taken quite a hit in home values over the last few years.  Many local residents are hoping the record low interest rates will help soften their losses.Just a few weeks ago California mortgage rates hit a new all time record low of 4.375% on a 30 year fixed mortgage. The current California [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mortgage Refinance Guidelines Improving</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2009/11/11/mortgage-refinance-guidelines-improving/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2009/11/11/mortgage-refinance-guidelines-improving/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 23:26:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Government Loans]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=66</guid>
		<description><![CDATA[Mortgage rates are at record levels and refinance guidelines are beginning to lighten up for homeowners with no equity.  The government announced the HARP program that promotes affordable home refinancing with flexible requirements.  People can refinance from 105 to 125%, but no cash out is allowed with these special government relief loans. These government 125 [...]]]></description>
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