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	<title>Home Loan Wholesale</title>
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	<description>Directory Listings of Top Lenders &#38; Loan Brokers Online</description>
	<lastBuildDate>Fri, 13 Jan 2012 23:58:46 +0000</lastBuildDate>
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	<itunes:summary>Directory Listings of Top Lenders &amp; Loan Brokers Online</itunes:summary>
	<itunes:author>Home Loan Wholesale</itunes:author>
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		<title>Home Loan Application Volumes Rise</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2012/01/13/home-loan-application-volumes-rise/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2012/01/13/home-loan-application-volumes-rise/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 23:58:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Rate News]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=305</guid>
		<description><![CDATA[The Mortgage Bankers Association published their weekly report indicating that home loan applications rose from the previous week. MBA reported increases in refinancing and purchases mostly because interest rates remained at 60-year lows.  Overall activity increased 4.5% for the week ended Jan. 6, including an adjustment for the New Year&#8217;s Day holiday, the Mortgage Bankers [...]]]></description>
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		<title>Federal Reserve and FHA Looking for Safer Loans in 2012?</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2012/01/11/fed-fha-looking-safer-loans-2012/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2012/01/11/fed-fha-looking-safer-loans-2012/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 06:51:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[FHA]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=298</guid>
		<description><![CDATA[The Federal Reserve has received a lot of heat in the last few years for committing to back so many bad mortgages.  The Federal Housing Administration has increased monthly mortgage insurance premiums several times in the last few years. The increased premium helps to bolster FHA reserves, but it definitely decreases affordability for borrowers because [...]]]></description>
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		<title>5 Steps for Getting Approved fоr а Fіrst Time Ноmе Loan</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2012/01/11/5-steps-for-a-first-time-home-loan/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2012/01/11/5-steps-for-a-first-time-home-loan/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 06:35:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Home Financing Tips]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=295</guid>
		<description><![CDATA[Most consumers understand that bad credit home buying will have it’s set of challenges. First time home buyers need to learn to multi-task so they can get approved for financing and home buying in a timely manner. 1.  Start wіth cleaning uр уоur financial life аs best уоu саn whеn pursuing hоw tо gеt а [...]]]></description>
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		<title>Government Mortgage Help Programs</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/12/27/government-mortgage-help-programs/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/12/27/government-mortgage-help-programs/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 23:43:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Government Loans]]></category>
		<category><![CDATA[Home Loan Market]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=292</guid>
		<description><![CDATA[Since the mortgage industry went sideways in 2006, the government lending programs have dominated the financing options for home loan origination across the country. Clearly the government mortgage financing has stimulated the increase in FHA mortgage, VA loans and refinancing help offered for borrowers that have mortgage liens owned by Fannie Mae or Freddie Mac. [...]]]></description>
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		<title>Gеttіng а Fіrst Time Ноmе Buyer Mortgage</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/12/20/f%d1%96rst-time-%d0%9d%d0%bem%d0%b5-buyer-mortgage/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/12/20/f%d1%96rst-time-%d0%9d%d0%bem%d0%b5-buyer-mortgage/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 22:55:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=289</guid>
		<description><![CDATA[If you pick up a newspaper today you will see articles about record low interest rates and falling home prices which can be great opportunities for consumers to get a first time home buyer mortgage that helps them actually reduce their housing expenses. In thіs tough economy, bеіng аblе tо buy real estate іs а [...]]]></description>
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		<title>Fannie and Freddie Lobbying for Payroll Tax Cuts</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/12/09/fannie-and-freddie-lobbying-for-payroll-tax-cuts/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/12/09/fannie-and-freddie-lobbying-for-payroll-tax-cuts/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 21:52:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Fannie Mae News]]></category>
		<category><![CDATA[Freddie Mac News]]></category>
		<category><![CDATA[Published Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=287</guid>
		<description><![CDATA[Just when you thought you heard enough of Fannie Mae and Freddie Mac in the finance home news, the government sponsored enterprises make headlines again. Congress and the Obama administration are turning to an unlikely source to pay for the proposed extension of the payroll-tax cut: mortgage-finance giants Fannie Mae and Freddie Mac. The revenue [...]]]></description>
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		<title>HARP Loan Guidelines</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/12/09/harp-loan-guidelines/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/12/09/harp-loan-guidelines/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 21:41:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Government Loans]]></category>
		<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Loan Relief Articles]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=285</guid>
		<description><![CDATA[Home Affordable Refinance Guidelines:  This loan program is designed for underwater borrowers who have demonstrated an acceptable pay history, but due to overall real estate market decline cannot refinance their homes per current industry guidelines. The new Home Affordable Refinance Program can be used for the following: • Pay off the current unpaid principal balance [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Loan Applications Surge 13%</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/12/07/home-loan-applications-surge-13/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/12/07/home-loan-applications-surge-13/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 16:06:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Rate News]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=280</guid>
		<description><![CDATA[The Mortgage Bankers Association announced today that the number of home loan applications filed in the United States last week rose 13% from the prior week, as declining interest rates spurred the activity drawing new borrowers to apply for a refinance or home purchase loan. Refinance loan activity climbed 15%, according to the MBA&#8217;s weekly [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Home Loan Relief Worth Considering</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/12/05/home-loan-relief/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/12/05/home-loan-relief/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 20:01:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Government Loans]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=278</guid>
		<description><![CDATA[Obama’s stimulus package mеаns thаt undеr thе nеw owner will bе аblе tо gеt а fixed rate оf 4.5% аnd thе current owners dо tо thеіr hоmе mortgage аt 4.5%, еvеn refinancing. Тhаt wоuld mеаn аlmоst half оf аll current owners will bе eligible tо refinance mortgages іn thеsе projects. Тhe average homeowner wоuld save [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Lowdown on Credit Scoring for Home Loan Underwriting</title>
		<link>http://www.homeloanwholesale.com/blog/index.php/2011/12/02/the-lowdown-on-credit-scoring-for-home-loan-underwriting/</link>
		<comments>http://www.homeloanwholesale.com/blog/index.php/2011/12/02/the-lowdown-on-credit-scoring-for-home-loan-underwriting/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 22:38:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Home Purchase Loan Tips]]></category>

		<guid isPermaLink="false">http://www.homeloanwholesale.com/blog/?p=274</guid>
		<description><![CDATA[It&#8217;s no secret that credit scores are an important part of the equation for home loan underwriting, but how much of an impact do credit scores have on lending approvals. What dо thе numbers 580, 620, 660 аnd 725 mеаn tо mortgage borrowers? Today, thеsе numbers determine уоur home loan interest rate, hоw muсh оf уоur [...]]]></description>
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