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The 80-20 loan can be used for a conventional home purchase (a home priced within the $417,000 Fannie Mae and Freddie Mac loan limit) or to split up a jumbo home loan--a loan for an amount higher than the Fannie Mae and Freddie Mac limit. These 100% loans can even be used for financing a second home.


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Find out which Home Lenders have the best home buying programs for people with no mortgage history, bad credit and no money down.

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Home Purchase Loan Rates

When buying a house it is in your best interest to secure a low home loan rate that meets your budget. Home purchase loan rates continued to drop, but construction for new homes hit a low point in 2013. This year we anticipate home loan rates to remain in the record low range hovering around 4% on the 30-year fixed rate products. Many loan applicants have been fearful of over-inflated property values as reported on Wall Street in 2005 and 2006. Many potential homeowners are in limbo, waiting to see if home prices drop again. Until then those who are buying can expect the best home loan rates in a generation.

Home Purchase Rates
Home Loan Wholesale finds the best mortgage rates in country and we deliver the discount lending directly to you!

Low Home Mortgage Rates
Interest Only Loans
Fixed Rate Refinance
No Cost Options

People may be reluctant to purchase a home at this time, if they believe they can buy the same home six months from now at a reduced purchase price. As reported earlier, the Federal Reserve increased several key interest rates last year, and homeowners who happen to have adjustable rate mortgages suffered from increased monthly payments. The government rates continue to provide attractive alternatives with the home purchase loans insured by the FHA or guaranteed by the VA.

Featured Home Financing Companies

BD Nationwide
Home Mortgage Financing
515 Encinitas Blvd.,
Encinitas CA 92024

FHA Home Loan Services
30-Year FHA Rates
19500 Jamboree Rd.
Irvine, CA 92612

Citi Mortgage
Relocation Services
6718 Silvermine Dr
Austin, Texas 78736

In 2013, the home purchase market began to rebound as mortgage rates begin to drop again, and the interest rates for fixed rate home purchases became competitive again.

Home Loan Wholesale provides low rate home financing for first time homebuyers and qualified borrowers seeking to buy another home.

Borrowers can qualify for home loans with no private mortgage insurance and no money down.

Top 5 Most Popular Mortgage Refinance Loans

  • 30-Year Fixed Rate Purchase Loans
  • 40-Year Fixed Rate Purchase Loans
  • 100% No Money Down Home Purchase Loans
  • 5-Year Fixed Rate Interest Only Home Purchase

Certain purchase loan product restrictions may apply. Home loans may be subject to credit approval and other conditions may be requested. Mortgage Rates, product terms and conditions are subject to change.

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