Home Mortgage, Refinance, Purchase, Home Equity Loans, Rates | Home Loan Wholesale
Many consumers are seeking bad credit mortgages and Home Loan Wholesale can help connect you with lenders for credit solutions and affordable financing.
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Bad Credit Mortgages

HLW will help you understand how to qualify for bad credit mortgages for refinancing or purchasing a new home.

Credit scores are only one of the factors with home loans. If you have equity or good income it often off-sets low fico scores or past bankruptcies.

Qualify more borrowers today! Home Loan Wholesale offers expanded guidelines on poor credit mortgages with reduced FICO requirements. Now you can offer more payment options with our wide selection of home loans for all types of credit.

Featured Subprime Mortgage and Bad Credit Lenders

FHA Mortgage Loans
Government, Sub-Prime
950 NW 23rd Ave
Portland OR 97210

Mortgage Lenders for Bad Credit
Subprime, FHA, VA, USDA
701 Palomar Airport Road
Carlsbad CA 92009

MLQ Lenders
Subprime, FHA, VA
FHA Refinance Loans
2 Ada Ave.
Irvine, CA 92618

We've made it even easier to qualify, with lower Loan-to-Values allowed! Buying a home with poor credit is not as easy as it was 5 or 6 years ago, but there are new programs that have more aggressive guidelines. Finding mortgages for bad credit are available today and our subprime lenders are standing by for you.

Mortgages for Bad Credit

  • FICO scores as LOW as 525 up to 90% CLTV
  • Past Bankruptcy Ok
  • Past Mortgage Late Payments Allowed
  • Consumers Credit Counseling Ok
  • Fixed rate, Option ARM, Flex 5, Interest Only ARMs

Free Non-Prime Loan Quotes

Home loan product restrictions may apply. Bad credit mortgages are subject to credit approval and other conditions. Mortgage Rates, product terms and conditions are subject to change.

Prepayment Penalties and Fees. Predatory lenders often impose exorbitant prepayment penalties. This is done in an effort to lock the borrower into the predatory loan for as long as possible by making it difficult for her to refinance the mortgage or sell the home. For example, a homeowner has a high cost mortgage loan with a balance of $132,000 which she is unable to refinance at a lower rate because there is a $6,200 prepayment penalty due at the end of her fifth year paying this mortgage.


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