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2011 Maryland Loan Limits

The 2011 FHA loan limits in Maryland will be unchanged from the 2010 limits set by Congress.  Like Virginia and Washington D.C., Maryland FHA loan limits are quite a bit higher than most of the country because it is considered a high cost state.  Maryland mortgage programs have been challenging because so many homeowners find themselves stuck in an underwater mortgages.  Many insiders believe FHA refinancing will remain a key component for revitalizing the struggling housing markets.  Maryland home loans are available in conforming, VA and FHA loan programs.  Maryland mortgage rates remain competitive as FHA rates have declined to 50-year lows. 

For more information about a Maryland FHA Mortgage, Loan Limits, or FHA guidelines, please contact Nationwide lenders.

County Name Single Family Duplex Tri-plex Four-plex
ALLEGANY $271,050 $347,000 $419,400 $521,250
 
ANNE ARUNDEL $560,000 $716,900 $866,550 $1,076,950
 
BALTIMORE $560,000 $716,900 $866,550 $1,076,950
 
BALTIMORE CITY $560,000 $716,900 $866,550 $1,076,950
 
CALVERT $729,750 $934,200 $1,129,250 $1,403,400
 
CAROLINE $271,050 $347,000 $419,400 $521,250
NON-METRO
CARROLL $560,000 $716,900 $866,550 $1,076,950
 
CECIL $420,000 $537,650 $649,900 $807,700
 
CHARLES $729,750 $934,200 $1,129,250 $1,403,400
 
DORCHESTER $271,050 $347,000 $419,400 $521,250
 
FREDERICK $729,750 $934,200 $1,129,250 $1,403,400
 
GARRETT $437,500 $560,050 $677,000 $841,350
NON-METRO
HARFORD $560,000 $716,900 $866,550 $1,076,950
 
HOWARD $560,000 $716,900 $866,550 $1,076,950
 
KENT $343,750 $440,050 $531,900 $661,050
NON-METRO
MONTGOMERY $729,750 $934,200 $1,129,250 $1,403,400
 
PRINCE GEORGE’S $729,750 $934,200 $1,129,250 $1,403,400
 
QUEEN ANNE’S $560,000 $716,900 $866,550 $1,076,950
 
SOMERSET $328,750 $420,850 $508,700 $632,200
 
ST. MARY’S $400,000 $512,050 $618,950 $769,250
 
TALBOT $443,750 $568,050 $686,650 $853,350
EASTON, MD (MICRO)
WASHINGTON $377,500 $483,250 $584,150 $725,950
 
WICOMICO $328,750 $420,850 $508,700 $632,200
SALISBURY, MD (MSA)
WORCESTER $437,500 $560,050 $677,000 $841,350
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