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Now You Can Find HARP Mortgage Lenders Online that Offers the Best Terms and Lowest Interest Rates to Underwater Homeowners. Since Fannie Mae and Freddie Mac introduced the second version of the Home Affordable Refinance Program, applications for underwater refinancing have soared. HLW has helped thousands of distressed homeowners connect with HARP lenders for lower monthly payments.
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The Fannie Mae has added a tool on their website that enables borrowers to find out if their mortgage is owned by Fannie Mae. Simply input your street address, unit, city, state, and ZIP code.
> Fannie Mae Look Up

Can Mortgage lenders and Service Companies use the Fannie Mae Loan Lookup to determine refinance or loan modification eligibility?

Unfortunately at this time, the "Look Up" tool that Fannie Mae provides on their website does enable homeowners to determine if the borrower is eligible for the HARP loan program. Our HARP mortgage lenders will help determine your eligibility. Fannie Mae recommends referencing their guidelines to determine a borrower's eligibility for the HARP loan.

Looking for HARP Mortgage Lenders in California, New Jersey, New York, Maryland or Florida? HLW can help connect you with the best HARP lenders that offer refinancing in any state.

HARP Mortgage Lenders

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Search Lenders for HARP Loans

We created this directory so that homeowners could empower themselves in shopping for the best HARP mortgage lenders online. The lenders and loan companies below are considered, Approved HARP lenders. This means that companies below are approved to originate loans under the Home Affordable Refinance Program. The HARP 2.0 has proven to be a very success relief programs for homeowners that have been struggling with underwater mortgages. For the last few years, HLW has offered one of the only services online for consumers seeking HARP mortgage lenders. Take advantage of our directory and locate an approved HARP lender in your area.

Lending Directory of HARP Lenders:
Consider these featured HARP lenders listed below:

BC Refinancing
Subprime Lending, Home Affordable
HARP Refinancing
10811 Red Run Blvd.,
Owings Mills, Maryland 21117

BD Nationwide Mortgage
Prime, Subprime & HARP Loans
HARP Refinance Loans
515 Encinitas Blvd.
Encinitas California 92024

Bridge Mortgages
HARP Mortgage Loans
225 West 34th Street Suite 900
New York, NY 10122

MLQ Lenders
Prime, FHA, HARP 2.0
HARP Lenders
2 Ada Avenue
Irvine, California 92618

New American Funding
HARP Lenders California
14511 Myford Road, Suite 100,
Tustin, CA 92780

Resmae Mortgage Corp.
California HARP 2.0, Alt-A
6 Pointe Dr
Brea, California 92821

Wells Fargo Home Mortgage
Prime, Underwater Loans
HARP 2.0 in all 50 States
Wells Fargo
11601 Wilshire Blvd.
Los Angeles, CA 90025

The Home Affordable Refinance is a unique, "once in a lifetime" program that enables borrowers to refinance their mortgage even if they are upside down on equity. The 2.0 HARP loans have no LTV requirements so now is a great time to lock into one of the best interest rates ever reported.

Harp Lenders

According to MortgageReports.com, a percentage of all Home Affordable Refinance Program loan applications received, the Top 10 states accounted for over 60% of total HARP mortgage refinance activity nationally.

HARP Loans
  1. California : 18.5%
  2. Florida : 14.8%
  3. Georgia : 6.3%
  4. Arizona : 6.2%
  5. Illinois : 4.7%
  6. Michigan : 4.5%
  7. Virginia : 3.4%
  8. Nevada : 3.3%
  9. Maryland : 3.2%
  10. Washington : 3.0%

With home values rising nationally in 2013 and 2014, one would think there would be less requests for underwater loans to HARP mortgage lenders, but don't be so quick to make assumptions because there are still millions of homeowners they find themselves with mortgages that are upside-down. Read the complete article on MortgageReports.com.

Fannie Mae and Freddie Mac announced recently that the removal of any equity requirements under HARP 2.0. If you have an upside down loan, you may be eligible for a HARP refinance.

Rates for no equity refinancing have been competitive with conforming and FHA rates. We continue to hear whispers about HARP 3.0 coming soon, but as of yet nothing is certain.

HARP Refinance Lenders

Let HLW help you uncover which local mortgage lenders offer the Home Affordable Refinance Program, AKA HARP 2.0.

HARP Refinance